The Next Innovation in Life Insurance
With the help of JenieTM, our Evolution product pairs real-time virtual no medical underwriting with term and permanent life insurance coverage. Evolution is starting a revolution in personal life insurance with non face-to-face appointments, and a quick eco-friendly application process by eliminating paperwork and long approval periods. Evolution is an innovative and unique life insurance product that works for any client’s needs.
With SLi, seniors living in retirement homes may qualify for the best coverage offered with The Evolution Series.
ADVANCE +
Issue Age
18-40
41-50
51-70
71-80
Product
T100/30/20/10
T100/20/10
T100/10
T100
Max. Coverage
$1,000,000
$1,000,000
$500,000
$250,000
Death Benefit
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
ADVANCE
Issue Age
18-40
41-50
51-70
71-80
Product
T100/30/20/10
T100/20/10
T100/10
T100
Max. Coverage
$1,000,000
$1,000,000
$500,000
$250,000
Death Benefit
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
EXPRESS +
Issue Age
18-40
41-50
51-70
71-80
Product
T100/30/20/10
T100/20/10
T100/10
T100
Max. Coverage
$500,000
$500,000
$500,000
$250,000
Death Benefit
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
EXPRESS
Issue Age
18-40
41-50
51-60
61-70
71-80
Product
T100/30/20/10
T100/20/10
T100/10
T100/10
T100
Max. Coverage
$300,000
$300,000
$300,000
$300,000
$250,000
Death Benefit
Full Death benefit 1 year deferred*
Full Death benefit 1 year deferred*
Full Death benefit 1 year deferred*
Full Death benefit 2 year deferred*
Full Death benefit 2 year deferred*
ESSENCE
Issue Age
18-75
76-80
Product
T100
T100
Max. Coverage
$75,000
$25,000
Death Benefit
Full Death benefit 2 year deferred*
Full Death benefit 2 year deferred*
*Accidental Death Benefit from day 1
Evolution coverage ranges from $1,000 to as high as $1,000,000 depending on the risk classes and client age.
With a range of flexible and reliable coverage amounts, your clients will always have an option that will fit their needs and budget.
Evolution offers your client flexibility with both temporary and permanent coverage options available. The Evolution portfolio gives clients more choice by providing a wide selection of terms that best suit their unique needs. Age 0-80 your clients will always have an option that will fit their needs and budget.
Evolution also allows for a selection of corporate ownership and beneficiaries. Specialty Life Insurance’s portfolio has grown stronger with Evolution, and now more than ever is an excellent choice for business owners and business strategies. With a range of flexible and reliable coverage amounts.
Introducing the first flexible Juvenile plan of its kind – Term to Age 25, with flexible Life and CI coverage that can better suit your clients’ needs and very competitive and affordable rates.
Evolution Jr. has only two requirements to qualify:
Max Coverage
Standard Issue
Guaranteed Issue
$275,000
$12,500
CI Standard Issue
CI Guaranteed Issue
$50,000
$12,500
