EvolutiON powered by Jenie™

The Next Innovation in Life Insurance

With the help of JenieTM, our Evolution product pairs real-time virtual no medical underwriting with term and permanent life insurance coverage. Evolution is starting a revolution in personal life insurance with non face-to-face appointments, and a quick eco-friendly application process by eliminating paperwork and long approval periods. Evolution is an innovative and unique life insurance product that works for any client’s needs.

  • Eligibility​
Evolution has only two requirements to qualify:
  • 1 Age between 18-70; and
  • 2 A Canadian resident.

ADVANCE +

Issue Age

18-40
41-50
51-70
71-80

Product

T100/30/20/10
T100/20/10
T100/10
T100

Max. Coverage

$1,000,000
$1,000,000
$500,000
$250,000

Death Benefit

Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1

ADVANCE

Issue Age

18-40
41-50
51-70
71-80

Product

T100/30/20/10
T100/20/10
T100/10
T100

Max. Coverage

$1,000,000
$1,000,000
$500,000
$250,000

Death Benefit

Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1

EXPRESS +

Issue Age

18-40
41-50
51-70
71-80

Product

T100/30/20/10
T100/20/10
T100/10
T100

Max. Coverage

$500,000
$500,000
$500,000
$250,000

Death Benefit

Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1
Full Death benefit from day 1

EXPRESS

Issue Age

18-40
41-50
51-60
61-70
71-80

Product

T100/30/20/10
T100/20/10
T100/10
T100/10
T100

Max. Coverage

$300,000
$300,000
$300,000
$300,000
$250,000

Death Benefit

Full Death benefit 1 year deferred*
Full Death benefit 1 year deferred*
Full Death benefit 1 year deferred*
Full Death benefit 2 year deferred*
Full Death benefit 2 year deferred*

ESSENCE

Issue Age

18-75
76-80

Product

T100
T100

Max. Coverage

$75,000
$25,000

Death Benefit

Full Death benefit 2 year deferred*
Full Death benefit 2 year deferred*

*Accidental Death Benefit from day 1

  • Coverage

Evolution coverage ranges from $1,000 to as high as $1,000,000 depending on the risk classes and client age.

  • Benefits
  • Coverage up to $1,000,000
With a range of flexible and reliable coverage amounts, your clients will always have an option that will fit their needs and budget.
  • Term or Permanent Coverage

Evolution offers your client flexibility with both temporary and permanent coverage options available. The Evolution portfolio gives clients more choice by providing a wide selection of terms that best suit their unique needs.

  • Simple, hassle-free online application
Applying for the plan quick, easy and entirely digital with no face-to-face appointments or medical exams required. JenieTM streamlines the underwriting process and provides instantaneous results to get clients covered faster.
  • Additional Options:

Evolution also allows for a selection of corporate ownership and beneficiaries. Specialty Life Insurance’s portfolio has grown stronger with Evolution, and now more than ever is an excellent choice for business owners and business strategies.

  • Premiums
Premiums for coverage are determined by the applicant’s gender, date of birth, smoking status and coverage amount selected. These premiums will remain level for the life of the policy.

SEE OTHER PRODUCTS

Critical Illness
Final Expense Plan
AD&D Insurance

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